Friday, October 29, 2010
Wednesday, October 27, 2010
Tuesday, October 26, 2010
Monday, October 25, 2010
B of A Finds Foreclosure Mistakes - FoxBusiness.com
The bank found errors in 10 to 25 out of the first several hundred foreclosure it examined starting last Monday, the newspaper said.
The problems included improper paperwork, lack of signatures and missing files, as well as cases in which information about the property and payment history being unmatched, the Journal said.
From: http://www.foxbusiness.com/markets/2010/10/25/bank-america-finds-foreclosure-mistakes-report/
Bank of America Finds Mistakes in Foreclosure Files; MBS Issuance 95% Agency Paper; What is an Allonge?; Document Curing Timeline
The press releases all had pretty much the same verbiage: "(Name of Bank, State) was closed today by the (State) Office of Financial Regulation or OCC, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with (Rescue Bank)." Progress Bank of Florida, FL is now Bay Cities Bank (FL). First Bank of Jacksonville (FL) is now Ameris Bank (GA). The Gordon Bank (GA) is now Morris Bank (GA). The First National Bank of Barnesville (GA) is now United Bank (GA). First Suburban National Bank (IL) is now Seaway Bank and Trust Company (IL). Hillcrest Bank (KS) is now Hillcrest Bank (KS). Lastly, the FDIC approved the payout of the insured deposits of First Arizona Savings (AZ).
From: http://ping.fm/YoMdX
Friday, October 22, 2010
★ The Nation's only Forensic Loan Auditor Certification Training (San Diego - November 11 - 14th)
Call us today at 310-432-6304
http://www.certifiedforensicloanauditors.com/
Join a booming career and enroll in our 32-hour in-person, comprehensive forensic loan audit certification training program
Certified Forensic Loan Auditors, LLC is Attorney Operated, and Better Business Bureau Accredited.
Certified Forensic Loan Auditors, LLC (CFLA) is a network of experienced professionals specializing in the research and analysis needed to provide Attorneys and Loan Modification Companies with a total package support that they need to even the playing field with Lenders and successfully negotiate loan modifications or file predatory lending lawsuits.
Our service is focused on providing Law Firms and Loan Modification professionals the most highly reliable and dependable "Premium Forensic Loan Audits" in the industry.
Become a Certified Forensic Loan Auditor Today!
http://www.certifiedforensicloanauditors.com/
Visit our website for more information:
http://www.certifiedforensicloanauditors.com/
Standard enrollment fee is $2,995.00 $2,495.00 ($500 off with early registration)
Register online at:
CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 140, Los Angeles, CA 90066;
ph: 310-432-6304; info@CertifiedForensicLoanAuditors.com
www.CertifiedForensicLoanAuditors.com
Pre-Registration is required and can be done over the phone at 310-432-6304, with Visa or MasterCard, or by Check. Registration forms will be emailed after payment is complete. Late Registration allowed until one week prior to course enrollment!
Certification Training Testimonials
"Highly recommend this for those who truly and sincerely want to help people save their homes especially during these hard economic times. Foreclosures are at an all time high and the fraud is unbelievable. Forensic Audits (certified) are the basis of litigating a fraudulent loan and this needs to be exposed now, Homeowners have a greater chance of saving their homes thru zeroing out their loan debt and/or negotiating their existing loan(s). A big plus but many are not aware. Mahalo for opening this opportunity so we can help the homeowners save their homes”"
Mark Aquino (Class on 10/14)
"Attorneys, Brokers, Loan Officers and others definitely need to get certified from the Certified Forensic Loan Auditors. It’s a very, very powerful tool to use it against predatory Lending Act violation when banks violate the law."
Edna Franco (Class on 10/14)
"I recommend the “Certified Forensic Loan Auditors” course to any professional in today’s Mortgage-Banking and Legal litigation firm. These professionals would enhance their business"
Ernest Gorriti (Class on 10/14)
"This is the perfect course if you have some Mortgage knowledge and want to help clients"
Kellar Covington (Class on 10/14)
"Great class! Very informative. Marla really cares about the student’s success. Fast paced class but it’s worth it"
Jean Griffin (Class on 10/14)
"It was a rewarding class! Also very challenging to audit the loans during the class. I am looking forward to putting this knowledge to work for me!"
“I came in to this class wanting to do professional, competent, and comprehensive forensic loan audits and that is exactly what this class has done for me! As a mortgage professional looking to sustain myself in this career field, I have found that this class has opened up a wealth of opportunities for me and was easily worth the time and money.” Mark Martinez
“Auditing provides an alternative to loan modifications and provides a level of strength for homeowners and lawyers to negotiate with. Finally, there is a class out there that teaches the tools to fight this against these financial institutions in this terrible economic mortgage crises.” Angela Narain White
“The knowledge and experience of the teachers and attorneys prepared me to complete a loan audit with confidence I would recommend this class to anyone.” Wayne Goldman
Visit our website for more and up to date testimonials
http://www.certifiedforensicloanauditors.com/5.0_forensic_loan_auditor_certification_training_program_namu.html
Certified Forensic Loan Auditors, LLC, its Senior Auditors and Attorneys
Program Information:
This is a comprehensive 4-day training course to get you CERTIFIED as a “FORENSIC LOAN AUDITOR”
Objectives:
* Study and learn important mortgage topics related to forensic loan auditing. * Expand your knowledge of the legal and compliance aspects of forensic loan auditing.
* Receive a Certification as a CFLA-Certified Forensic Loan Auditor
Requirements:
• Must promptly attend and be present for a minimum of 32 hours of training.
• Must satisfactorily pass a criminal background check/ Sex Offender Check [looking mostly for fraud, embezzlement]
• Must satisfactorily pass the NAMP final examination at the end of the course. Trainees will know right on the spot!!!!!
Major Topics:
* Truth in Lending Act * Real Estate Settlement Procedures Act * Home Ownership Equity Protection Act * State and Federal Discrimination Laws *Fair Debt Collection Practices Act * State Disclosure Laws * State Common Laws * Broker Licensing * Loan Transaction Documentation * Proper Calculation of APR and Finance Charges * Underwriting Standards and Methodologies * Predatory Loan Indicators * Legal Standing & Other Foreclosure Defenses * Securitization, Chain of Title, MERS and much more!!!
* This course will cover forensic loan auditing for possible violations of the Truth in Lending Act, Real Estate Settlement Procedures Act, Home Ownership Equity Protection Act, Fair Debt Collection Practices Act, and other pertinent State & Federal statutes and common law principles to look for in the loan documentation.
Designed for:
* All professionals in the mortgage, real estate, legal, and finance professions involved in loan modifications, lender litigation and/or forensic auditing. A basic knowledge of relevant loan transaction documents will be assumed.
________________________________________
Speakers:
1. Marla Giddings, Senior Certified Forensic Loan Auditor
________________________________________
Location:
CFLA, LLC [Conference Room]
13101 W. Washington Blvd.
Los Angeles, CA 90066
Registration:
Pre-Registration is required and can be done over the phone at 310-432-6304, with Visa or MasterCard, or by Check. Registration forms will be emailed after payment is complete. Late Registration allowed until one week prior to course enrollment!
Pricing:
$2,995.00 for the one-week course. You will also receive a Certification recognizing you as a CFLA-CERTIFIED FORENSIC LOAN AUDITOR
$2,500.00 EARLY BIRD REGISTRATION RATE IF REGISTERED BY NOV 5, 2010
Benefits of the Course:
SAMPLE AUDIT [at link below]
http://www.certifiedforensicloanauditors.com/9.0_audit_sample_112409.pdf
SAMPLE DEMAND LETTER [at link below]
http://www.certifiedforensicloanauditors.com/9.4_Sample_QWR.pdf
SAMPLE CIVIL COMPLAINT [at link below]
http://www.certifiedforensicloanauditors.com/9.2_complaint_809.pdf
CREDIT CARD AUTHORIZATION FORM [at link below]
http://www.certifiedforensicloanauditors.com/9.6_cc_authorization.pdf
TRAINING REGISTRATION FORM [at link below]
http://www.certifiedforensicloanauditors.com/9.5_registration_form.pdf
Please contact this office if you have any questions.
CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 444
Los Angeles, CA 90066;
Phone: 310-432-6304
sales@CertifiedForensicLoanAuditors.com
www.CertifiedForensicLoanAuditors.com
The Nation’s Leading Real Estate Forensic Loan Auditing Company
National bank Moratorium of Foreclosures
Evidence of the success of Certified Forensic Loan Audits is all over the recent news publications [see National bank Moratorium of Foreclosures] as Bank of America & JP Morgan Chase have both issued National Bank Moratoriums halting Foreclosure[s] while internal Forensic loan Audits are performed on these loan files to determine compliance with State & Federal Statutes.
http://azcapitoltimes.com/news/2010/10/14/moratorium-on-foreclosures-triggers-housing-concerns-nationwide/
http://www.newsweek.com/2010/10/14/what-you-need-to-know-about-flawed-foreclosures.html
http://thehill.com/blogs/congress-blog/economy-a-budget/124429-the-big-question-should-congress-pass-a-national-moratorium-on-foreclosures
The success of Certified Forensic Loan Auditors is directly connected to these Banks Moratoriums as this office has audited nearly 100,000 Residential Home Loans since 2007, finding major compliance violations in nearly all of them.
Moreover, Certified Forensic Loan Auditors has prepared more than 5,000 State & Federal lawsuits on behalf of Attorneys representing the interests of their clients who were victims of this Predatory lending!
There is no better time than now to get training and Certified as a Forensic Loan Auditor in this emerging field!
Call us today at 310-432-6304 to get registered for the next Nationwide Forensic Loan Auditor 32 hour Certification Class!!!
http://www.certifiedforensicloanauditors.com/
http://www.certifiedforensicloanauditors.com/5.0_forensic_loan_auditor_certification_training_program_namu.html
Thursday, October 21, 2010
Wednesday, October 20, 2010
http://ping.fm/57rJL
Tuesday, October 19, 2010
Monday, October 18, 2010
Friday, October 15, 2010
The Mortgage Fraud Scandal Is The Biggest In Human History
From: http://ping.fm/gXrLG
Thursday, October 14, 2010
Wednesday, October 13, 2010
Tuesday, October 12, 2010
Monday, October 11, 2010
Bank of America halts foreclosure sales - MarketWatch
From: http://ping.fm/w9Qkt
Unclear Titles Will Sideline Buyers of Foreclosed Properties for Many Months -- Seeking Alpha
From: http://ping.fm/A0XK5
US probes claims of illegal house repossessions | The Australian
Eric Holder, the Attorney-General, said that the Justice Department would look into reports that loan servicers, which work for lenders, have been using "robo-signers" - individuals who have signed thousands of foreclosure documents a week without checking the paperwork.
The move coincides with a decision by the White House to review pending legislation on home foreclosures.
Both actions add heat to a growing controversy that has forced at least three banks to halt eviction proceedings.
Coming only weeks before the congressional elections, it has highlighted one of the most visible and emotive aspects of the economic crisis in America, which has resulted in millions of people losing their homes...
From: http://ping.fm/LspMR
Friday, October 8, 2010
Thursday, October 7, 2010
Wednesday, October 6, 2010
Iris Martin: Homeowners: The Courtroom is Your Battlefield
The opportunity for a complete transformation of the global financial services industry is upon us. The halting of recent foreclosures due to sloppy paperwork is just the tip of the iceberg. Ultimately, it will be discovered that the holders of mortgage backed securities have no legal link to the mortgages that secured them due to more sloppy paperwork. This will result in an avalanche of legal proceedings from both homeowners and investors.
Read More... http://ping.fm/UAMlk
From: http://ping.fm/T2cQq